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To use the mynestegg service you must be aged between 18 and 75, be a UK Resident for tax purposes and have access to your email address and NI number.

Create a pension today

  1. Use our pension calculator

  2. Create your mynestegg account

  3. Make pension contributions from your bank account

Why choose mynestegg?

mynestegg are disrupting the financial services industry by educating the UK public on how they can plan for their retirement. 

  • Free pension and ISA calculators
  • Globally recognised investment managers
  • Low fees so you can keep more of your returns
  • No entry or exit fees
  • 24/7 monitoring of your account on an ongoing basis at your fingertips

Transfer pensions

Combine your pensions into one place in three simple.
Transfer

Your money managed by experts

  • Invest with the worlds largest investment managers, Blackrock and Fidelity
  • Billions of pounds are invested within the funds chosen
  • Demonstrable past performance record
  • Low fees to ensure you keep the majority of your returns
Pensions

New pension FAQs

What are the fees?

mynestegg have a very competitive and simple charging structure. As a client you will pay the following:

Annual Account Fee: 0.45%
Annual Fund Fee: 0.12% - 0.23% (depending on your risk level)
Total Annual Fee: 0.57% - 0.68%.

We don't charge any initial or exit fees.

How has the pension performed?

The past performance of our investment portfolios over the last 5 years would have been as follows:

  • Cautious: 11.50% 
  • Balanced: 38.10%
  • Adventurous: 79.00% 

Performance figures as at 01/11/2024.

What are the tax benefits?

The most common tax benefits of pensions are:

  • Your pension can grow in value without being subject to tax on the profit that it makes (Capital Gains Tax)
  • Your pension can receive interest contributions without being subject to tax on the income (Income Tax)
  • You benefit from tax relief when you make contributions into your pension
How do I get started?

To create a new mynestegg pension, you need to go through the following steps:

  • Complete the pension calculator
  • Create your mynestegg account by providing us with the necessary personal information
  • Setup the contributions into your mynestegg account

You can then monitor your account through the mynestegg portal and/or mobile app at your convenience.

How can I withdraw?
mynestegg does not currently facilitate withdrawals from our pension product. You can access funds from within your pension from the age of 55 or 57 from 2028 onwards. If this is something you would like to do, you will need to transfer to a new pension provider who can process withdrawals. This is something we are looking to introduce in the near future.

Capital is at risk with all investments.